KCB half-year profit rose 20.8% to KSh49.3 billion before tax, with regional banks outside Kenya contributing 27.7% of group earnings in 2026.

Co-op Bancassurance Intermediary’s pre-tax profit rose to Sh812.7 million from Sh790.8 million, supported by increased insurance penetration across the customer base.

The group’s profit growth was attributable to a cheaper cost of funds and lower loan loss provisions following improved quality of its loan book.