More than 10% of student loans are at least 90 days past due. This comes after a pandemic-era pause in repayments and the end of a low cost repayment program.

New delinquencies have largely stabilized after a big spike a couple of years ago, but lots of people are still carrying around old credit card debt they fell behind on.

While the rate of delinquent student loans may be stabilizing, the end of the SAVE plan may end up with more borrowers slipping into default