Apple Pay may launch in India this October without UPI support. The service will initially use tokenized Visa and Mastercard credit cards. This allows iPhone and Apple Watch users contactless payment options. UPI integration is expected later due to ongoing technical discussions. Apple faces challenges adapting its global payment system to India's market.

The rumoured launch could also boost credit card payments in India.

Apple Pay is set to debut in India by October, targeting the premium credit card segment and earning transaction fees, but will not support UPI integration initially.

Apple Pay is set to debut in India in October 2026, bringing contactless card payments to the market. However, the integration with the UPI has been postponed due to ongoing…