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India is scanning more and withdrawing less as digital payments take over

Indias payments network is shifting towards software-based channels, with UPI QR codes and online card transactions growing while ATMs and other hardware-based infrastructure stagnate or decline. UPI QR codes rose 16.9% year-on-year to 792.6 million in June.

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economictimes.indiatimes.com

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economictimes.indiatimes.comStai leggendo1 g fa

India is scanning more and withdrawing less as digital payments take over

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UPI growth slows amid debate over payment fees

UPI volume growth rate dropped by 10 percentage points in the first four months of FY27, as debates over Merchant Discount Rate (MDR) for high-value transactions intensify.

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lunedì 10 agosto 2026·newsbytesapp.com
UPI growth slows amid debate over payment fees
UPI volume growth rate dropped by 10 percentage points in the first four months of FY27, as debates over Merchant Discount Rate (MDR) for high-value transactions intensify.
lunedì 10 agosto 2026·economictimes.indiatimes.com
India is scanning more and withdrawing less as digital payments take over
Indias payments network is shifting towards software-based channels, with UPI QR codes and online card transactions growing while ATMs and other hardware-based infrastructure…