The Apple Upgrade leasing program offers lower monthly payments than traditional financing to own, but the catch is it's a lease.

Apple is reportedly preparing a new Upgrade programme that could let users lease iPhones, Macs and iPads instead of buying them outright. | Technology News

Apple today launched Apple Upgrade, a new U.S. leasing program for iPhone, iPad, Mac, and Apple Watch. Apple partnered with Klarna for Apple Upgrade, and it replaces the current…