Delhi HC: MACT cannot decide contractual insurance claims under personal accident cover, says claim must be pursued before competent forum

The Delhi High Court has held that claims arising solely from the contractual terms of a personal accident cover under a Comprehensive/Package motor insurance policy cannot be adjudicated by the Motor Accident Claims Tribunal (MACT). The Court ruled that where compensation is claimed under a personal accident cover rather than the statutory liability provisions of the Motor Vehicles Act, the claimant must pursue the remedy before the appropriate forum, such as a consumer forum or civil court.

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