Bandhan Bank shares tank 10% to lower circuit as FY27 RoA guidance cut spooks investors

Bandhan Bank lowers return on assets projection to 1.2-1.4%, stock price continues to tumble

Bandhan Bank cut RoA guidance to 1.2-1.4% from 1.6-1.8% due to supply chain costs and elevated loan origination system spending. Tech capex depresses profitability near-term; management expects operating efficiency recovery post-FY2028 once initial investments leverage.