CA Nitin Kaushik says most people fail to build wealth not because they earn less, but because they rely on motivation instead of systems. He explained that human psychology often leads to inertia and impulsive spending. Kaushik suggests automating investments and using financial tools with withdrawal restrictions to reduce dependence on willpower. According to him, the right financial architecture can turn consistency into a long-term wealth-building advantage.

CA Nitin Kaushik says most people fail to build wealth not because they earn less, but because they rely on motivation instead of systems. He explained that human psychology often…

CA Nitin Kaushik says a salary alone does not create wealth. In a post on X, he explained that spending most of your income on lifestyle expenses keeps you on a financial…