This article is authored by Narinder Kumar, RV University, Bengaluru and Kiran Sood, Chitkara University, Punjab.

This article is authored by Narinder Kumar, RV University, Bengaluru and Kiran Sood, Chitkara University, Punjab.

Around 55.49 crore UPI users were onboarded by June 2026, Parliament was informed. UPI transactions reached 24,162 crore in volume and Rs 314 lakh crore in value. NPCI…