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UPI MDR could raise business costs, hurt consumption if introduced: Experts

Experts suggest focusing on who bears UPI merchant discount rate costs. Introducing this fee could increase business operating expenses and squeeze margins. Small merchants and kirana stores may face significant challenges with this change. UPI's success as a public digital infrastructure is at stake. Policymakers must balance sustainability with UPI's broader economic and strategic value.

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economictimes.indiatimes.comStai leggendo1 mese fa

UPI MDR could raise business costs, hurt consumption if introduced: Experts

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newsbytesapp.com1 mese fa

Government may charge big businesses on UPI payments above ₹2,000

The government is considering a sub-0.5% merchant discount rate (MDR) for UPI payments exceeding Rs 2,000, targeting large merchants to streamline digital transaction costs.

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Timeline cronologica

giovedì 16 luglio 2026·economictimes.indiatimes.com
Exclusive: Govt may bring back UPI merchant fee for big businesses - The Economic Times
India may reintroduce merchant discount rates for large businesses on UPI transactions. This move aims to address the financial sustainability of digital payment providers. Small…
giovedì 16 luglio 2026·economictimes.indiatimes.com
Exclusive: UPI merchant fee likely to be set at 5-7 basis points: sources - The Economic Times

The move would mark a significant shift in India’s digital payments policy, six years after the government made UPI and RuPay debit card transactions free to drive digital…

UPI MDR could raise business costs, hurt consumption if introduced: Experts

Confronto fonti

UPI MDR could raise business costs, hurt consumption if introduced: Experts

Government may charge big businesses on UPI payments above ₹2,000

Timeline cronologica

Exclusive: Govt may bring back UPI merchant fee for big businesses - The Economic Times

Exclusive: UPI merchant fee likely to be set at 5-7 basis points: sources - The Economic Times

UPI fees explained: Why the government plans to revive MDR and who will pay - The Economic Times

Government may charge big businesses on UPI payments above ₹2,000

UPI MDR may return for large merchants: What it means for your digital payments - The Economic Times

UPI MDR could raise business costs, hurt consumption if introduced: Experts