The first time 24-year-old Chloe from Bristol, pictured, used buy now, pay later, she didn't even realise she was taking on a form of debt.

The first time 24-year-old Chloe from Bristol, pictured, used buy now, pay later, she didn't even realise she was taking on a form of debt.

A fashion-obsessed mum racked up thousands of pounds of debt on Klarna at the height of her shopping addiction. She's sharing her story to help to reduce stigma for others…