Parental health coverage in group insurance: Why opting out of it can be a costly mistake - The Economic Times

A large number of senior citizens find it difficult to get individual insurance covers. Insurers may charge higher premiums or decline coverage. So, while the premium comparison is made between the group rates and the lowest available individual rate, the possibility of getting standalone coverage is lower. Under a group plan, however, coverage is usually guaranteed.

Raccontata daeconomictimes.indiatimes.com