Global personal wealth increased significantly in 2025 due to strong financial markets. India's household wealth, however, remains dominated by property and physical assets. Financial assets constitute only about twenty-six percent of gross wealth in India. This composition differs greatly from many developed economies and China. Indian households also carry relatively modest debt levels compared to other nations.

Global personal wealth increased significantly in 2025 due to strong financial markets. India's household wealth, however, remains dominated by property and physical assets.…

India's households lag in financial assets, holding only 25.8% of wealth compared to global trends, per UBS report.

India's households hold only about one-fourth of their wealth in financial assets, highlighting a reliance on property and physical assets amid global growth in financial markets.