In our latest episode of the breakdown, Channel 4 News looks at how millions of graduates were mis-sold Plan 2 loans between 2012 and 2023, according to the Treasury Committee, and whether the government should rethink the student loans system altogether.

A cohort of MPs have accused the government of knowingly misselling the repayment of student loans for years to unsuspecting teenagers

Treasury select committee also says ministers have moral obligation to reverse last year’s repayment threshold freeze