Son dies in accident while driving father's car; Delhi High Court says insurance can't be claimed. Here's why

The Delhi High Court ruled that families of drivers dying in borrowed vehicles cannot claim personal accident cover from the owner's insurer via the Motor Accident Claims Tribunal (MACT). Such claims are contractual, not based on negligence, and fall outside MACT's jurisdiction. The court clarified these disputes belong in consumer or civil courts, not under the Motor Vehicles Act's Section 166.

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