Is the US stock market open on July 3? Here's what happens to banks, USPS, NYSE and Nasdaq before Independence Day

What is open and closed on July 3, 2026? US stock market, banks, USPS, NYSE and Nasdaq holiday schedule explained - Every few years, the calendar creates a small shift that catches millions of Americans by surprise. This year, that shift arrives with July 3, 2026, leaving many wondering: Is July 3 a federal holiday in 2026? The answer is yes. Because Independence Day 2026 falls on Saturday, July 4, the federal government officially observes the holiday on Friday, July 3.

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