Dreaming of a South Goa move? Freelancer Sejal Luthra shares her monthly expenses, revealing a 2BHK rent of Rs 20,000 and Rs 16,000 for domestic help. Groceries cost Rs 5,000, while utilities fluctuate wildly, reaching Rs 11,000 in summer. Leisure and miscellaneous spending add Rs 12,000. Her total average monthly cost, excluding rent, is Rs 45,000, presenting a financial balancing act for freelancers.