MUMBAI: Banks’ bad loans, which are at a multi-decadal low, are expected to rise marginally to 1.9% by March 2028 under a baseline scenario from 1.8% in March 2026, even as capital ratios are projected to moderate over the same period according to RBI’s bi-annual Financial Stability Report.

Indian banks are projected to see a slight increase in bad loans to 1.9% by March 2028, yet the system remains robust with strong capital and healthy profits. The Reserve Bank of…

The Reserve Bank of India's latest financial stability report indicates that Indian banks will likely keep capital levels above the regulatory minimum, even in challenging…

The Reserve Bank of India has identified growing concerns within the booming private credit market. The central bank's latest report highlights an uptick in defaults and investor…

Fintech firms’ small ticket personal loan defaults rose to 6.4% in March from a little over 4% in March 2024 signalling potential asset quality risks, according to Reserve Bank of…

Stress test results conducted by the RBI reaffirmed the resilience of banks and non-banking financial companies (NBFCs) to withstand losses under adverse scenarios and to maintain…

MUMBAI: Banks’ bad loans, which are at a multi-decadal low, are expected to rise marginally to 1.9% by March 2028 under a baseline scenario from 1.8% in March 2026, even as…

RBI warns that geopolitical risks could increase Indian banks' bad loans, reversing a downward trend by March 2028.