Fintech firms’ small ticket personal loan defaults rose to 6.4% in March from a little over 4% in March 2024 signalling potential asset quality risks, according to Reserve Bank of India’s Financial Stability Report (FSR) June 2026.

Fintech lenders now dominate India's small personal loan market, holding over half of loans under Rs 50,000 by March 2026. This rapid expansion, however, comes with rising…

The Reserve Bank of India has identified growing concerns within the booming private credit market. The central bank's latest report highlights an uptick in defaults and investor…

Fintech firms’ small ticket personal loan defaults rose to 6.4% in March from a little over 4% in March 2024 signalling potential asset quality risks, according to Reserve Bank of…

MUMBAI: Banks’ bad loans, which are at a multi-decadal low, are expected to rise marginally to 1.9% by March 2028 under a baseline scenario from 1.8% in March 2026, even as…