CA explains how one simple home loan trick can save you lakhs and cut years off your loan

A simple annual habit can dramatically cut home loan costs. By paying just one extra EMI each year, a borrower named Vishal saved approximately Rs 13-14 lakh in interest and shortened his 25-year loan by over four years. This strategy, explained by CA Paaras Gangwal, works by directly reducing the loan's principal, thereby lowering future interest charges and accelerating repayment without altering monthly payments.

Raccontata daeconomictimes.indiatimes.com