Many people believe that income tax returns (ITRs) are meant only for salaried employees or business owners. However, students and unemployed individuals can also benefit from filing an ITR, even if their income is below the taxable limit.

Income Tax AY 2026-27: Even if your salary income is below Rs 12.75 lakh, you still need to pay tax for these incomes

Filing ITR? Don’t ignore the ‘nature of employment’ field; it can affect NPS tax benefits