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India's retail lending sector entering multi-decade growth cycle driven by digital transformation, financial inclusion: Report
India's retail lending sector is poised for decades of growth, fueled by digital innovation, financial inclusion, and rising incomes. Housing, vehicle, and gold loans are set to expand significantly, with technology and data-driven approaches reshaping credit delivery. Experts highlight low credit penetration and rapid digital adoption as key drivers for this robust expansion, presenting compelling opportunities within the financial services landscape.
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thehindubusinessline.com
Gold loans surge 84% in FY26, emerge as mainstream credit driver: Experian
Gold loans surged 84% in FY26, becoming a key credit driver as repeat borrowers and rising prices boost demand across India.
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economictimes.indiatimes.com
Gold loans surge in Retail Mix; NBFCs outpace banks in market share gains: Experian report
A report by credit bureau Experian shows that gold loans have become a major driver of Indias retail credit growth, with their share in the retail loan portfolio rising from 18%…
