Gold loans surged 84% in FY26, becoming a key credit driver as repeat borrowers and rising prices boost demand across India.

Gold loans surged 84% in FY26, becoming a key credit driver as repeat borrowers and rising prices boost demand across India.

A report by credit bureau Experian shows that gold loans have become a major driver of Indias retail credit growth, with their share in the retail loan portfolio rising from 18%…