Finance Minister Nicola Willis will be answering your questions about Kiwisaver on Morning Report shortly. Listen in the player above, the RNZ app or your local frequency.

Making KiwiSaver compulsory and requiring a higher contribution rate should make New Zealanders better off at retirement - but can they afford to do it?

Finance Minister Nicola Willis will be answering your questions about Kiwisaver on Morning Report shortly. Listen in the player above, the RNZ app or your local frequency.

Lower and median earners may not need to save the full 12%.