Rs 1 crore home today or Rs 1 crore portfolio later? 32-year-old weighs his financial options for long term wealth building

A 32-year-old professional earning ₹2 lakh per month sparked a debate on Reddit after asking whether he should buy a ₹1 crore flat through a home loan or continue investing aggressively to build a ₹1 crore-plus portfolio first. While some users highlighted the emotional value of owning a home, most commenters favoured prioritising investments, citing financial flexibility, job uncertainty and the burden of long-term EMIs. The discussion underscored a growing dilemma among young Indians balancing wealth creation with home ownership.

Raccontata daeconomictimes.indiatimes.com