Bank provisioning at 3-year low on better recoveries, asset quality

Banks' loan loss provisioning hit a 12-quarter low in March 2026, driven by private sector banks amid improving asset quality and recoveries. Overall provisioning dropped 23.5% year-on-year, with most banks reporting lower provisions. Public sector banks, however, saw a sequential increase in provisioning.

Raccontata daeconomictimes.indiatimes.com