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Buy now, pay later industry pushes for formal regulation

Industry calls to be included in regulatory framework amid Reserve Bank warnings products could lead to over-indebtedness

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businessday.co.za

sundaytimes.timeslive.co.za

itweb.co.za

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businessday.co.zaStai leggendo1 mese fa

Buy now, pay later industry pushes for formal regulation

PayJustNow pushes BNPL regulation with 4M users and 2% defaults, seeking credit bureau reporting to enable financial inclusion while managing over-indebtedness. BNPL regulation integrates fintech payments into credit governance, requiring new compliance and affordability standards.

originale

itweb.co.za1 mese fa

Buy-now-pay-later reshapes SA credit landscape

BNPL in South Africa reaches 62% penetration; 37% of users are new-to-credit, making it the primary credit market entry point. BNPL shifts from payment tool to infrastructure layer; SARB warns on over-indebtedness, but delinquency performance matches traditional credit.

Timeline cronologica

sabato 13 giugno 2026·businessday.co.za
Buy now, pay later industry pushes for formal regulation
Industry calls to be included in regulatory framework amid Reserve Bank warnings products could lead to over-indebtedness
sabato 13 giugno 2026·sundaytimes.timeslive.co.za
Buy Now Pay Later boosts retail sales
Why wait weeks to collect a lay-by purchase when you can walk out of the store today with your fashion items pay for it over the next few weeks or months? Buy Now Pay Later (BNPL)…

Buy now, pay later industry pushes for formal regulation

Buy-now-pay-later reshapes SA credit landscape

Timeline cronologica

Buy now, pay later industry pushes for formal regulation

Buy Now Pay Later boosts retail sales

Buy Now Pay Later boosts retail sales

Buy-now-pay-later reshapes SA credit landscape