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Retired with Rs 4 lakh in mutual funds? Here's what an expert suggests before starting an SWP

A 74-year-old investor with Rs 4 lakh in equity mutual funds seeks advice on future income generation through Systematic Withdrawal Plans. An expert suggests gradually adding hybrid funds to reduce market volatility. The withdrawal amount will depend on investment duration, accumulated gains, income needs, and overall financial situation. Historical data suggests 5-6% annual withdrawals are sustainable over 10-15 years.

Raccontata daeconomictimes.indiatimes.com

Timeline cronologica

  1. martedì 9 giugno 2026·economictimes.indiatimes.com

    Retired with 100 stocks and Rs 60,000 SIPs? Expert explains how to simplify your portfolio and plan withdrawals

    Retirees face a new challenge: managing wealth after decades of building it. Experts advise simplifying complex portfolios, especially those with many stocks. The focus moves to…

  2. mercoledì 10 giugno 2026·economictimes.indiatimes.com

    Retired with Rs 4 lakh in mutual funds? Here's what an expert suggests before starting an SWP

    A 74-year-old investor with Rs 4 lakh in equity mutual funds seeks advice on future income generation through Systematic Withdrawal Plans. An expert suggests gradually adding…