22-year-old took Rs 40 lakh loan to study abroad, says it was worth it because it gave her friends in 33 countries. Internet asks: 'Who will pay the EMI?'

Study abroad loan: A 22-year-old's perspective on her Rs 40 lakh study abroad loan has sparked a debate on social media about the true return on investment (ROI) of international education. Ekta argues that the value of her overseas degree goes beyond salary and loan repayment, highlighting the benefits of a global network, professional connections and unique life experiences. While many users agreed with her viewpoint, others questioned whether such advantages justify taking on a debt of Rs 40 lakh at a young age.

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