South Africa recorded the highest rate of suspected digital fraud among African countries analysed in 2025, with 3.0% of transactions involving consumers flagged as potentially fraudulent. This figure is slightly below the global average of 3.8%, according to the TransUnion H1 2026 Update: Top Fraud Trends report.

TransUnion's latest report reveals that South Africa has the highest rate of suspected digital fraud in Africa, with alarming trends indicating a shift in tactics among…

SA’s digital fraud landscape becomes more complex as GenAI accelerates the scale of criminal activity, says TransUnion.