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Share of business in bank credit rises in FY26, deposits up
MUMBAI: Personal loan growth moderated to 12.9% as of end-March 2026 and fell below overall credit growth after outpacing it for several years. However, its share in total credit remained high at 30.7%.
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economictimes.indiatimes.com
Credit keeps its lead over deposits as gold loans shine bright
Bank credit is growing faster than deposits. Lending to industries is slowing down due to global uncertainties. Loans against gold jewellery are still increasing, though at a…
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timesofindia.indiatimes.com
Share of business in bank credit rises in FY26, deposits up
MUMBAI: Personal loan growth moderated to 12.9% as of end-March 2026 and fell below overall credit growth after outpacing it for several years. However, its share in total credit…
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Two out of every three bank loans in India carry interest rates below 9%
Indian banks are witnessing a significant shift as nearly two-thirds of credit now carries sub-9% interest rates, a consequence of aggressive RBI rate cuts. This trend, while…
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Nearly two-thirds of bank loans now priced below 9% as rate cuts bite
Indian banks are offering more loans at lower interest rates. Almost two-thirds of all bank credit now has rates below 9%. This shift follows a year of aggressive rate cuts. While…