Indian banks' RoA is projected to decline to 1.15-1.2% in FY26, remaining above historical averages, says Crisil Ratings.

Indian banks RoA is expected to ease to 1.15–1.2% this fiscal from 1.3% last year, driven by lower treasury income and higher pre-emptive provisioning ahead of the ECL framework.…

Indian banks will see a dip in their return on assets this financial year due to less income from investments and banks setting aside money early for new credit loss rules, Crisil…