Explore the dual housing finance landscape in South Africa, where a formal mortgage system serves the affluent while an informal economy limits access for the affordable segment, highlighting the urgent need for policy intervention.

Rising debt, living costs and changing semigration trends are driving more South Africans back to Gauteng in search of better value and economic resilience.

Explore the dual housing finance landscape in South Africa, where a formal mortgage system serves the affluent while an informal economy limits access for the affordable segment,…