The average KiwiSaver balance across every age group is $41,286, up from $37,079 a year ago.

We have a finite opportunity to build our nest egg. Stopping too early can be devastating.

The average KiwiSaver balance across every age group is $41,286, up from $37,079 a year ago.

KiwiSaver balances have lifted but many people on low incomes will need NZ Super to help them get by in retirement, the Retirement Commission says.