India’s top insurers run combined ratios of 110–113%, spending more than they earn on every policy while their global D2C counterparts operate profitably at 84–89%

In the realm of Indian general insurance, a significant portion of profits arises from investment income. This reliance dilutes their operational strength compared to…

Aggressive intermediary-led competition is hurting profitability across the general insurance sector, said consulting firm Praxis Global Alliance in a report reiterating insurance…

India’s top insurers run combined ratios of 110–113%, spending more than they earn on every policy while their global D2C counterparts operate profitably at 84–89%