Nvidia's on a new path, and if you own an S&P -2-

This brings us to Roth conversions. You can convert some or all of a traditional IRA or 401(k) rollover IRA into a Roth account to take your tax lumps at that time, rather than face what might be bigger tax consequences when you begin withdrawing from a traditional retirement account. You can even make a series of Roth conversions over the years.

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