Agri gold loans are growing 40% as farmers leverage rising gold prices for faster credit access, says Kotak Mahindra Bank.

India's retail credit growth is driven by a 50% surge in gold loans, reaching ₹170.2 lakh crore in Q4 FY26.

Gold jewellery loans have seen a massive 50 percent jump year-on-year, reaching ₹19 lakh crore. This makes it the fastest growing retail loan category. The surge is driven by…

Agri gold loans are growing 40% as farmers leverage rising gold prices for faster credit access, says Kotak Mahindra Bank.