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Gold loans rise 50% to Rs 19 lakh crore in FY26
Gold jewellery loans have seen a massive 50 percent jump year-on-year, reaching ₹19 lakh crore. This makes it the fastest growing retail loan category. The surge is driven by rising gold prices and a shift in borrowing habits. This growth has boosted the overall retail loan market. Asset quality has also improved with declining delinquency levels across most segments.
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thehindubusinessline.com
Gold loans jump over 50% y-o-y, drive India's retail credit growth: Report
India's retail credit growth is driven by a 50% surge in gold loans, reaching ₹170.2 lakh crore in Q4 FY26.
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economictimes.indiatimes.com
Gold loans rise 50% to Rs 19 lakh crore in FY26
Gold jewellery loans have seen a massive 50 percent jump year-on-year, reaching ₹19 lakh crore. This makes it the fastest growing retail loan category. The surge is driven by…
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timesofindia.indiatimes.com
Retail credit cools in Q4 after festive rush, gold loans lead
MUMBAI: Even as gold loans grew 50.4% in FY26 to emerge as the primary driver of retail credit, the home loan portfolio expanded only 9.4%, with growth largely led by higher…
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High gold prices, import duty hike to drag jewellery demand: Crisil
Indian organized gold jewellery retailers anticipate a 13-15% sales volume decline this fiscal due to high gold prices and import curbs. Despite this, robust revenue growth of…
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Agri gold loans witnessing 40% growth as more farmers look to take advantage
Agri gold loans are growing 40% as farmers leverage rising gold prices for faster credit access, says Kotak Mahindra Bank.