Market expert Nisreen Mamaji advised a balanced, structured approach to a Rs 6 lakh mutual fund investment, suggesting 80% allocation to equities and 20% to gold and silver, deployed via staggered investing. She projected potential long-term returns of 12–14% for equity, 7–8% for gold and 9–11% for silver, highlighting disciplined investing, diversification and avoiding overcomplex portfolios for wealth creation.

An ideal allocation between gold and silver should depend on an individual’s risk appetite, financial goals and investment goals, Guha underlines. “Gold can be part of the core…

Market expert Nisreen Mamaji advised a balanced, structured approach to a Rs 6 lakh mutual fund investment, suggesting 80% allocation to equities and 20% to gold and silver,…