Fundación Encuentro puts urban household credit use at 58.7 percent and arrears among debtors at a record 27.8 percent. The two are being confused.
ARGENTINA · HOUSEHOLDS
Key Facts
—The headline figure 58.7 percent of urban households used some form of credit or financing in the first quarter of 2026.
—Not a record That is below the fourth quarter of 2019, when the share reached 61.6 percent.
—The record that is real Arrears among debtors rose from 13.6 percent in October 2024 to 27.8 percent in June 2026.
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