Visa has unveiled an enhanced account-to-account (A2A) fraud prevention solution designed to help financial institutions detect and stop fraudulent transactions in real time before money leaves customers’ accounts.
The payments giant said its upgraded A2A Protect has demonstrated the ability to reduce more than 50 percent of fraud while cutting unnecessary fraud alerts by over 40 percent, as banks face growing pressure to protect rapidly expanding instant payment channels without disrupting legitimate transactions.
The enhanced solution introduces a new unified fraud score, marking Visa’s first combined in-market offering incorporating technology from Featurespace, the fraud and financial crime prevention company acquired by Visa.
Visa said the new score gives financial institutions faster and clearer risk signals by combining its payment network intelligence with Featurespace’s technology, enabling banks to identify suspicious A2A transactions earlier.
The move comes as A2A payments continue to expand globally, with A2A transactions projected to exceed 5.8 trillion by 2028, representing a 160 percent increase from 2024.
