The decline in bad loans came as CBK eased its monetary policy stance, cutting the Central Bank Rate (CBR) to 8.75 percent at the end of June, from 10.75 percent in 2025.
By
Patrick Alushula
Business Reporter
Nation Media Group
The value of loans tapped from Kenyan banks for which borrowers have not serviced for at least three months fell by Sh40.1 billion in the year to June 2026 amid a decline in borrowing rates that have eased pressure on customers.
The decline in bad loans ratio follows disclosure of the huge write-offs made by banks last year with listed lenders writing off…
CBK and customers have been demanding lending rates that mirror the reduced CBR.
The average lending rate by commercial banks stood at 14.3 percent in July 2026, falling from 14.4 percent in June and 17.2…
For Kenya’s banking sector, the data in CRB so far supports a cautiously positive assessment.
CBK) shows that the lenders’ pre-tax earnings in the review period stood at Sh111.8 billion, rising from Sh98.2 billion a year…
Analysts reckon that banks have been able to attain bigger lending margins or spreads from an easier release of expensive…
