If we want to move from begging for micro-loans to negotiating growth capital, MSMEs must drive a deliberate culture shift towards formalising and professionalising their businesses.
By
Dan Karuga
Incoming CEO
Juhudi Kilimo
Attend any fintech conference or read the latest report about trade financing gaps in developing economies including Kenya and you will notice that the debate is about the same wall: Micro, small and medium enterprises’ struggle to access affordable credit.
Policymakers should treat SME capability-building as essential infrastructure, alongside roads and power.
Traditional banking models rely heavily on physical collateral and formal records, yet because many local enterprises operate in…
Supporting MSMEs is not simply a business agenda but a livelihoods agenda, a youth agenda, and ultimately an economic development…
The persistent financing gap facing Micro, Small and Medium Enterprises (MSMEs) is increasingly reshaping Africa’s fintech…
Kenya has demonstrated leadership in the FinTech space in Sub-Saharan Africa region kickstarted strongly by the enthusiasm around…
A resilient financial system should therefore offer multiple financing pathways rather than relying on a single model.
