The OCR has gone up - here's what I think about when fixing my mortgage

PremiumAnalysisAnalysis byLiam DannBusiness Editor at Large·NZ Herald·2 Sep, 2026 07:00 AM13 mins to readLiam Dann, Business Editor at Large for New Zealand’s Herald, works as a writer, columnist, radio commentator and as a presenter and producer of videos and podcasts.‌

The Official Cash Rate has gone up again and the Reserve Bank has revealed new predictions on just how high it may go. If your mortgage is coming up for renewal, here is Herald business-editor-at-large Liam Dann’s approach to his own home loan. The below is an edited extract from

BBQ Economics.