In 2020, ₹50 lakh felt like a distant number to Ankit. He was 31, taking home around ₹1 lakh a month and saving without a clearly defined investment plan. Then came the pandemic. Working from home reduced spending on commuting, eating out, and travel, giving him more room to think seriously about where his money was going.
That year, he began investing ₹30,000 a month, or 30% of his take-home salary.
Six years later, that decision has started to show results. By September 2026, his portfolio is worth ₹47 lakh and has given a return of 12% pa, and could cross ₹50 lakh by the end of the year.
The ₹80 lakh milestone that once seemed ambitious now looks achievable.
2020: The Journey Starts With ₹30,000
