Whether you’re married, single, cohabiting or dating, talking about money and knowing where your finances are at is vital.

This can be one of the most awkward topics for people to discuss. You don’t want to offend someone, look greedy or mistrusting, or to emasculate your partner.

But knowledge is key to financial independence. If you don’t know the answers, you can’t plan for the future. And while I think women are more susceptible to this, the following list is for men too.

Shorts

So ask yourself, how many of these do you really know?