PremiumOpinionOpinion byNadine HigginsThe Prosperity Project host·NZ Herald·29 Aug, 2026 09:00 PM5 mins to readNadine Higgins is the host of NZME's personal finance podcast The Prosperity Project. She was formerly a financial journalist and broadcaster.‌We all know we should save. We also all know we should exercise regularly, limit sugar, and get eight hours of sleep every night.But what we know and what we actually manage to prioritise are often two different things.

Even when there is money to save, we either don’t