One of the things I hear quite often from young professionals is, “I don’t have enough money to invest yet.”
I understand the thinking. When income is modest and the cost of living keeps rising, investing can feel like something reserved for people who already have substantial money.
But I think this is one of the most expensive misconceptions we have about wealth creation.
You do not need millions to start investing. You need a decision to start.
Take a young professional earning ₦150,000 a month. The argument is often that there is little point investing because ₦15,000 a month is too small to make a difference.
