PremiumCameron SmithJournalist·NZ Herald·23 Aug, 2026 09:00 PM4 mins to read‌Are these money habits hurting your chances of getting a mortgage? Photo / 123rfAre these money habits hurting your chances of getting a mortgage? Photo / 123rfForking out for too many subscriptions could be hurting your chances of getting a home loan, a mortgage expert warns.

Mark Hayward, a financial adviser at New Zealand Home Loans (NZHL), said banks were looking for mortgage applicants to be able to demonstrate that they can not only service a