PremiumOpinionOpinion byNadine HigginsThe Prosperity Project host·NZ Herald·22 Aug, 2026 09:00 PM5 mins to readNadine Higgins is the host of NZME's personal finance podcast The Prosperity Project. She was formerly a financial journalist and broadcaster.Low deposit home loans are on the rise and the majority are first home buyers. Photo / 123rfThe property market winds are blowing strongly in first-home buyers’ favour – and as they make the most of the conditions, many are buying with less than a 20% deposit.
Reserve Bank of New Zealand (RBNZ) data for June shows $1.27 billion was lent to borrowers with less than
